I already have a homeowner’s policy. Do I still need Contents Insurance?
Depends on your homeowner’s policy. Some cover personal property stored off-premises up to a limit. Others exclude it entirely or cap coverage at a low amount. Read your policy carefully or ask your insurance agent about off-premises coverage. Contents Insurance is a low-cost way to close that gap without filing a homeowner’s claim.
How do I file a claim for Contents Insurance?
Report the incident to your Eagle Leasing branch immediately. We’ll walk you through the claim process — typically a written description of the loss, photos of the damage, a list of affected items with replacement values, and (if applicable) a police report for theft or vandalism. The faster you report, the faster we resolve.
Does one Contents Insurance policy cover all of my units?
Contents Insurance is applied per unit, not per customer. If you’re renting multiple containers or trailers, add Contents Insurance to each unit you want covered. Your rep can structure coverage across your fleet.
Can I get higher Contents Insurance coverage than $20,000?
Standard Contents Insurance coverage is $20,000 per unit. If the value of your stored items is higher than that, talk to your sales rep about higher coverage options. For high-value contents, your own commercial property policy may be a better fit alongside or instead of our Contents Insurance.
Can I add Contents Insurance at any time?
Yes. You can add Contents Insurance when you sign your rental agreement or at any point during your rental. Coverage takes effect from the date it’s added, not retroactively. If you want to add coverage, contact your sales rep and we’ll update your agreement.
What exactly does Contents Insurance cover?
Our Contents Insurance covers the items you store inside an Eagle Leasing container, trailer, or office unit against losses from fire, theft, vandalism, and certain weather events. Coverage limits and specific perils are laid out in the Contents Insurance policy document, which your sales rep will provide at quote time.